Pet Insurance Comparison: See How We Compare
Designed by Top Dog Pet Insurance
The coverage your pet actually needs
Carefully crafted in collaboration with our vet team and lots of excited pet parents
![Pet Xray Icon - Top Dog Pet insurance Pet Xray Icon](https://topdogpetinsurance.com/wp-content/uploads/2022/11/Pet-Xray-Icon.png)
Diagnostics
Veterinary treatment, consultations and laboratory tests including MRI, CT scans and/ or X-rays.
![Pet Broken Leg Gif - Top Dog Pet insurance Pet Broken Bone Icon](https://topdogpetinsurance.com/wp-content/uploads/2022/11/Pet-Broken-Leg-Gif.gif)
Procedures
From therapy including physical, alternative such as chiro and stem cell, hospitalization and surgery.
![Pet Medication Icon - Top Dog Pet insurance Pet Medication Icon](https://topdogpetinsurance.com/wp-content/uploads/2022/11/Pet-Medication-Icon.png)
Medication
Appropriate medication(s) prescribed by your veterinarian.
Huge savings on tests, vaccines,
and essential care
Optional wellness plans to help cover routine preventative care
![Pet Med Chart Icon - Top Dog Pet insurance Pet Med Chart Icon](https://topdogpetinsurance.com/wp-content/uploads/2022/11/Pet-Med-Chart-Icon.png)
Wellness exam
Up to 2 per policy term. Benefit amount
Depending on which plan you select
![dog parasite - Top Dog Pet insurance dog parasite](https://topdogpetinsurance.com/wp-content/uploads/2022/11/dog-parasite.png)
Fecal or internal parasite test
Fecal exam benefits also including as part of the wellness Plans
![Dog Heart Monitor - Top Dog Pet insurance Dog Heart Monitor](https://topdogpetinsurance.com/wp-content/uploads/2022/11/Dog-Heart-Monitor.png)
Heartworm test
Heartwork Test or FELV Screen benefits are included. Depending on which wellness benefit level you select.
![2 - Top Dog Pet insurance Pet Health Shield Icon](https://topdogpetinsurance.com/wp-content/uploads/2022/11/2.gif)
Bloodwork
Wellness blood screen benefits are part of the wellness plans
![4 - Top Dog Pet insurance img](https://topdogpetinsurance.com/wp-content/uploads/2022/06/4.png)
Vaccines
Rabies, DHLPP, Bordetella or Lyme Disease vaccines are including with the wellness plans
![Dog Toothbrush - Top Dog Pet insurance Dog Toothbrush](https://topdogpetinsurance.com/wp-content/uploads/2022/11/Dog-Toothbrush.png)
Routine Dental Cleaning
Depending on the wellness plan option, dental cleaning benefits may be included. See coverage details.
Until one has loved an animal, a part of one’s soul remains unawakened.
Top Dog Pet Insurance Plan Comparison
Compare Top Dog Pet policies to standard competitor plans.
![]() | Nationwide | Embrace | ASPCA | Pets Best | Pets First | Trupanion | PetPlan | Figo | HealthyPaws | |
---|---|---|---|---|---|---|---|---|---|---|
Accident & Illness Plans | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() |
Unlimited 24/7 Live Vet Chat | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() |
Use Any Veterinarian | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() |
Hereditary Conditions | ![]() | Exclusions Apply | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() |
Congenital Conditions | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() |
Customizable Policy Pricing | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() |
Deductible | $100-$1000 | $250 | $200-$1000 | $100-$500 | $50-$1000 | $50-$500 | $0-$1,000 | $250-$500 | $100 | $250-$500 |
Reimbursement % | 70-90% | 90% | 70-90% | 70-90% | 70-90% | 70-90% | 90% | 70-90% | 70-100% | 70-80% |
Annual Limits | 10,000 - Unlimited | Unlimited | $5,000 - $30,000 | $3,000 - $10,000 | $5,000 - Unlimited | $2,000 - $10,000 | Unlimited | $5,000 - unlimited | $5,000 - unlimited | Unlimited |
Waiting Period for Accident | 5 days | 14 days | 2 days | 14 days | 3 days | 1 day | 5 days | 15 days | Varies by state | 15 days |
Waiting Period for Illness | 14 days | 14 days | 14 days | 14 days | 14 days | 14 days | 30 days | 15 days | Varies by state | 15 days |
Wellness Options | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() |
Money Back Guarantee | 30-Day | 10-Day | None | 30-Day | None | 30-Day | Yes | None | Yes | Yes |
Additional Pet Discount | 10% | 5% - 10%. 10% at 4+ pets | 10% | 10% | None | Yes | None | None | 5-10% | None |
Customer Rating | 4.7 | 3.8 | 4 | 4.5 | 4.38 | 4.3 | 4.3 | 4.6 | 4.1 | 4.6 |
What Does Top dog Cover?
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