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Pet Insurance Comparison: See How We Compare

Designed by Top Dog Pet Insurance

The coverage your pet actually needs

Carefully crafted in collaboration with our vet team and lots of excited pet parents

Pet Xray Icon

Diagnostics

Veterinary treatment, consultations and laboratory tests including MRI, CT scans and/ or X-rays.

Pet Broken Bone Icon

Procedures

From therapy including physical, alternative such as chiro and stem cell, hospitalization and surgery.

Pet Medication Icon

Medication

Appropriate medication(s) prescribed by your veterinarian.

Huge savings on tests, vaccines,
and essential care

Optional wellness plans to help cover routine preventative care

Pet Med Chart Icon

Wellness exam

Up to 2 per policy term. Benefit amount
Depending on which plan you select

dog parasite

Fecal or internal parasite test

Fecal exam benefits also including as part of the wellness Plans

Dog Heart Monitor

Heartworm test

Heartwork Test or FELV Screen benefits are included. Depending on which wellness benefit level you select.

Pet Health Shield Icon

Bloodwork

Wellness blood screen benefits are part of the wellness plans

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Vaccines

Rabies, DHLPP, Bordetella or Lyme Disease vaccines are including with the wellness plans

Dog Toothbrush

Routine Dental Cleaning

Depending on the wellness plan option, dental cleaning benefits may be included. See coverage details.

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Until one has loved an animal, a part of one’s soul remains unawakened.

– Anatole France

Top Dog Pet Insurance Plan Comparison

Compare Top Dog Pet policies to standard competitor plans.

NationwideEmbraceASPCAPets BestPets FirstTrupanionPetPlanFigo HealthyPaws
Accident & Illness Plans
Unlimited 24/7 Live Vet Chat
Use Any Veterinarian
Hereditary ConditionsExclusions Apply
Congenital Conditions
Customizable Policy Pricing
Deductible$100-$1000$250$200-$1000$100-$500$50-$1000$50-$500$0-$1,000$250-$500$100$250-$500
Reimbursement %70-90%90% 70-90%70-90%70-90%70-90%90%70-90%70-100%70-80%
Annual Limits10,000 - UnlimitedUnlimited$5,000 - $30,000$3,000 - $10,000$5,000 - Unlimited$2,000 - $10,000Unlimited$5,000 - unlimited$5,000 - unlimitedUnlimited
Waiting Period for Accident5 days14 days 2 days14 days3 days1 day5 days15 daysVaries by state15 days
Waiting Period for Illness14 days14 days14 days14 days14 days14 days30 days15 daysVaries by state15 days
Wellness Options
Money Back Guarantee30-Day10-DayNone30-DayNone30-DayYesNoneYesYes
Additional Pet Discount10%5% - 10%. 10% at 4+ pets10%10%NoneYesNoneNone5-10%None
Customer Rating4.73.844.54.384.34.34.64.14.6
The above comparison data is based on our most recent review of competitors as of 11/15/2020 and is to the best of our understanding. The description of the providers’ plans are not provided by that company. Please review insurers’ policy terms & conditions for more details. All product names & trademarks are the property of their respective owners.

What Does Top dog Cover?

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N
Emergency & Hospitalization
N
Surgeries
N
Veterinary Specialists
N
Diagnostic Testing
N
Knee Conditions
N
Prosthetics & Orthopedics
N
Prescriptions
N
Hip Dysplasia
N
Chronic Conditions
N
Dental Illness & Injury
N
Imaging
N
Cancer Treatments
N
Wellness Coverage (Optional Add On)
N
Veterinary Exam Fees (Optional Add On)
Wellness Benefit Schedule Low Medium High
Wellness Exam (2 per policy term, max 1/2 per exam) $30 $50 $60
Rabies Vaccine $25 $30 $35
DHLPP Vaccine $25 $30 $35
Bordetella or Lyme Disease Vaccine $0 $0 $35
Heartworm Test or FELV Screen $25 $30 $35
Fecal Exam $25 $30 $35
Wellness Blood Screen $0 $0 $35
Health Certificate $30 $40 $50
Microchip $25 $35 $45
Deworming $25 $30 $35
Dentistry/Cleaning OR Spay/Neuter $0 $40 $60
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